Car Accident Attorneys in Wilmington
Addressing All of Your Concerns Following an Auto Accident
After a car accident, people are concerned about numerous things. In addition to getting medical attention for their injuries, many individuals are also concerned about their transportation options. Insurance companies often fail to provide rental car options for several days. Yet people who need to work or drive their children to school, waiting several days is not a viable option.
At David & Associates, Attorneys at Law, PLLC, we know individuals need help immediately, so that’s exactly what we provide. If you contact our Wilmington car accident attorneys after a collision, we will work hard to get you in a rental car the same day. More importantly, it will be paid for by the insurance company of the at-fault driver.
There’s no time to lose. Call us at (910) 335-2430 to schedule your free initial consultation and find out how to get started.
Getting Our Clients the Medical Attention They Need
One of the most important considerations after an accident is finding qualified medical attention. Unfortunately, many people are denied the medical attention they need because most medical providers do not accept third-party claims or third-party billing.
When accident victims work with our firm, we’re able to help ensure they receive the medical attention they need, and we’re usually able to make that happen on the day they visit our firm with no money out of pocket that day. Moreover, we are able to leverage your medical records to help build a strong case on your behalf.
The Steps You Take After an Auto Accident
It is no secret that consulting with a qualified attorney is a crucial step toward obtaining the compensation one needs for hospital bills, doctors’ fees, ongoing care, lost wages, and related considerations. Yet there are many other actions individuals can take to bolster their case, beginning at the very moment of the crash.
What Should I Do Immediately After An Auto Accident?
We encourage individuals, whenever possible, to begin gathering evidence directly after an accident takes place.
Below are a few things to keep in mind, in the event of a serious collision:
- Stay on the scene: If you have been injured, but drive away from an accident before it has been documented by the relevant authorities, it may be difficult to establish the causes and severity of the collision later on. This can seriously jeopardize any injury claim you plan to file. Likewise, if others are hurt and you leave the scene, you could face criminal penalties.
- Call the police: Whether you or others are obviously injured or not, it is imperative to bring the local enforcement to the accident site. A police report is critical to any injury claims that may be filed, as it provides an objective account of a collision and its aftermath.
- Exchange information with other drivers: If you’re able, obtain the names, phone numbers, addresses, license plate numbers, and insurance information of all other drivers and passengers involved in the collision. Likewise, speak with any witnesses to get their accounts of what happened, and record their contact information as well.
- Don’t admit fault: North Carolina is one of a few states with contributory negligence statutes. What this means is that, if you are found to be at all responsible for an accident you will not be able to collect compensation. Many make the mistake, however, of assuming partial responsibility.
- Consult with an attorney: Above all else, finding the right lawyer is essential to obtaining financial compensation to cover your medical expenses, vehicle damage, and related considerations. An experienced attorney knows how to prevent insurers from underpaying claims, and when necessary will fight on your behalf in court to get you the funds you deserve.
Proving the Injury Victim Was Not At-Fault
North Carolina is one of the few states that have a contributory negligence law. What this means is that if injury victims are found to be responsible for the accident — even 1 percent liable — then they are prohibited from recovering funds through the other person’s liability insurance.
As a result, insurers almost always try to prove that injury victims are at-fault. In both head-on and rear-end collisions, insurance adjusters routinely argue that the victim did not take sufficient evasive action to avoid the accident. Unfortunately, when there are no witnesses to testify about what happened, it can be difficult for individuals to prove what happened.
Working with Accident Reconstructionists to Prove Fault: At David & Associates, Attorneys at Law, PLLC, we know it’s our responsibility to help ensure accident victims receive the compensation they need. Serving in Wilmington and throughout the region, we work to prove exactly what happened during and before the accident. When liability is in question, we work with accident reconstructionists who can analyze the evidence and show how the accident occurred and who was at fault. In some cases, evidence that may seem straightforward can be misleading. For example, with a rear-end accident case, it’s common for the damage to the front car’s bumper to be minimal, while the front of the at-fault car looks considerably worse. We know that insurance companies try to compare the damage of the two cars to prove negligence or to draw conclusions about the severity of the injuries suffered. It is important to analyze all the factors that can cause injuries to that specific person. We work aggressively to prove the negligent driver was completely at fault, regardless of the state of his or her vehicle or the number of witnesses available.
Be Wary of Insurance Company Representatives: Almost everyone knows that it’s important to call the insurance companies after an auto accident. However, many people in Wilmington and throughout southeastern North Carolina have misconceptions about how soon the insurance company should be called and what information they’re required to disclose. When you contact our law firm, David & Associates, Attorneys at Law, PLLC, we can help ensure the insurance adjuster gets all the correct information.
What You Say Can Be Used Against You: You may think the insurance company is working for you, but that’s not quite right. The insurance company can use anything you say against you, and it may twist your words to use them against you. One of the most efficient ways to ensure you don’t jeopardize your case is by letting an experienced professional do the communicating for you. The attorneys at our firm have more than 100 years of combined experience advocating on behalf of our clients; we can help you, too.
- What You Don’t Say Can Be Used Against You, Too: It’s also important to know that the things you fail to mention to insurers can also be used against you. For example, if you talk with the insurance company and say your neck hurts, but you do not mention your back pain, the insurance company may try to prove later that any back pain you claim to experience is made-up. Insurance companies often record conversations, and if you do not provide an exhaustive list of everything that hurts, they may use your account in an attempt to lower the value of your case.
- We’ll Protect Your Rights: The things you do after a car wreck can have a big impact on the outcome of your personal injury case. We can help ensure you take the right steps to maximize your right to compensation.
Q:What do I do after a car accident?
A:First, make sure you get the medical treatment you need. Then, make sure you have legal representation from a lawyer you can rely on.
Q:How can I get medical treatment?
A:If you have suffered an injury, it is crucial to get medical treatment as soon as possible so you can get better and your injuries can be documented. You can use your own health insurance, as you will eventually be reimbursed as part of your personal injury settlement or jury award. If you do not have health insurance, we can work with providers on your behalf to get the treatment you need and seek reimbursement through the at-fault driver’s auto insurance. Bottom line: There are multiple ways to get treatment and we will make sure all necessary options are explored.
Q:What about the damage to my car?
A:If you have been looking to the web for answers to your questions after a car accident, you have probably noticed that most of the information deals with injuries and obtaining the necessary resources to cover medical treatment costs. This makes sense because your health is the most important thing, but it is important to understand your rights when it comes to your car and your property damage. At David & Associates, Attorneys at Law, PLLC, we will make sure you are compensated for the property damage you have sustained and make sure you have the transportation you need while your case is ongoing. In fact, we provide same-day rental car assistance and assistance with your damaged vehicle in addition to your free consultation.
Q:How much is my case worth?
A:Good question. A personal injury case is about more than money, but money is what you need to pay your bills and get the help you and your family need. The value of your case will hinge largely on the specific injuries you have suffered and what the long-term costs are. We will thoroughly document your injuries and make sure you have the resources you need well into the future to cover your needs, including ongoing rehabilitation, home modification, and future lost earnings.
Q:Do I have to deal with the insurance company?
A:No one likes having to deal with insurance companies. They make money by denying claims and are in no mood to hand out money. We don’t like dealing with them either, but we are very good at it and will be your strongest advocate as we pursue the recovery you are entitled to receive. Leave the insurance issues to us and focus on getting better.
Q:What about the accident report?
A:Getting hold of the accident report can be difficult, especially when you have so much going on in the commotion following an accident. We can take care of this for you quickly and begin building a strong case for obtaining the maximum compensation.