Bringing a Claim After a Construction Accident
If your claim is against your own employer, you typically can't bring a claim for ordinary personal injury or negligence. If you're bringing a claim against someone else, however, negligence is the whole case. If you have even a small share of blame, your case can be derailed.Workers' Comp
Most job-site injuries are compensated for from workers' compensation. Under the North Carolina Workers' Compensation Act, an employee hurt while doing their job can get the medical care they need and a portion of lost wages without having to prove that anyone was careless or defend themselves from loss if they were at fault.The trade-off is exclusivity. In exchange for that no-fault coverage, the worker generally isn't allowed to sue either their employer or a co-worker who was acting in the course of their job. This remains true even if the site was unsafe. If the site was unsafe, talk to your lawyer about bringing a different kind of claim with the Industrial Commission.
Lawsuits
Against Your Employer/CoworkerTwo narrow exceptions can allow you to open up a suit against an employer or a co-worker. First, if your employer intentionally engaged in misconduct knowing it was substantially likely to cause serious injury or death, and that misconduct in fact caused th accident, you can bring a claim. You can also sue a co-employee for willful, wanton, and reckless negligence.
Against a Third Party
Construction sites often host workers from various employers. The entity responsible for your accident might not be your own company at all, but a general contractor, another subcontractor, the property owner, a crane or scaffold company, or the maker of a defective tool. You have the right to pursue those outside parties even while a workers' compensation claim is open.How North Carolina Negligence Laws Impact Your Claim
Our state is one of only a few that still follow pure contributory negligence. This means if the defense can prove the worker was negligent and that negligence was a proximate cause of the injury, the worker can't recover any compensation at all. It doesn't matter how small the contribution was: even a worker who is 1% at fault will be barred from bringing a claim under these rules. The good news is that contributory negligence does not cut off any workers' compensation claims.The practical effect of all this is that a construction worker can often collect compensation under workers' comp coverage from their employer's carrier and, at the same time, pursue a negligence case against someone else on the site. The compensation claim will survive the worker's own mistake, if there was one, and ensure that some compensation is paid out, regardless of fault.
For more information on what to expect in your construction accident case, call David & Associates in Wilmington, Clinton, Supply, Jacksonville, Wallace, or Whiteville, NC today to request a free consultation.