How Long Do You Have to File a Car Accident Lawsuit?

If you’ve been in a crash, you likely have a lot going on right now, and it’s easy to get distracted and let too much time pass. If you go too long, you could lose your right to bring a claim under North Carolina law. Talk to a car accident lawyer as soon as you can after the crash to make sure you don’t miss the deadlines.

Time Limit for Filing Your Lawsuit in North Carolina

You generally have three years from the date of the car accident to file a lawsuit. The clock usually starts on the day the accident happened, though there are some rare exceptions.

If you don’t bring the claim in three years, you’ll likely lose the right to seek compensation through the courts. Insurance companies know this rule well and may try to drag things out until time runs out, so it’s important to talk to a lawyer as soon as you can and track everything right from the start. You don’t want to realize too late that your chance to recover medical bills, lost wages, or other costs has slipped away.

Exceptions and Changes to the Deadline

Late Discovery of Injuries

If your injuries weren’t obvious right away, the deadline might start on the date when you discovered (or reasonably should have discovered) the issue. Courts look at what a typical person in your situation would have known to make this decision. However, most claims are still limited to a max of ten years from the last act that caused the problem.

Wrongful Death

If your case is wrongful death because you’ve lost a loved one in a car accident, you have just two years from the date of death to bring an action. 

Government Employee

If the at-fault driver was a government employee or the crash involved a government vehicle, your timeline is the same, but there are extra rules and hoops to jump through. Your case will be heard by the Industrial Commission rather than go through the courts, and you have to start by filing an affidavit with them. 

Incapacitation

If you were under eighteen at the time of the accident, the three-year clock generally doesn’t start running until you turn eighteen. This is because children are considered “incapacitated” in terms of the law; they cannot bring a legal claim on their own. If you were incapacitated for a time – such as if you were in a coma after the accident – the clock usually doesn’t start running until you regain capacity. 

Fraud and Flight

Some situations pause or “toll” the statute of limitations. If the at-fault driver leaves the state to avoid responsibility, the clock will usually stop until they return. If they’ve committed fraud or concealed facts to avoid their responsibilities, then again, the clock will probably start running when the fraud is discovered. You’ll need to talk with a lawyer about this, however, and how to prove it. 

Talk to a Car Accident Lawyer Today

If you’re dealing with a crash, don’t wait until the last minute to figure out your next steps. Contact David and Associates Injury Attorneys in Wilmington, NC today to request a free consultation on your case. We also have offices in Clinton, Jacksonville, Supply, Wallace, and Whiteville. 

Tags: car accidents, personal injury
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