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What Does Workers’ Comp Cover?

On Behalf of | Aug 11, 2021 | Firm News

It is never easy to suffer a severe injury, but it’s often more devastating to do it in your place of work, where you expect to be safe. Unfortunately, countless work injuries occur each year, putting workers at risk of severe and long-lasting harm.

Not only must you endure your physical pain and emotional trauma after a workplace injury, but you must also deal with financial concerns. As such, you should be sure to file a workers’ compensation claim after you suffer harm. Workers’ compensation benefits are helpful — and often necessary — for numerous reasons, especially if you can no longer work because of your injuries.

Here are just a few of the benefits you can recover with workers’ compensation:

  • Medical bills
  • Travel expenses
  • Lost income
  • Death benefits

Call our firm today at 910-208-0535 if you suffer injuries at work and need to pursue workers’ compensation benefits.

Medical Bills

Any injury would require you to receive long-term medical care, including procedures, prescription medication, therapy, specialized medical equipment, and more. While you may have health insurance through your employer, workers’ compensation can help cover medical bills that your policy may not cover.

Typically, your workers’ compensation benefits will cover medical expenses that you may need to pay until you can return to work — either partially or in whole.

Travel Expenses

If you must travel to your doctor and other medical professionals to treat your injuries, workers’ comp benefits may reimburse you for your expenses. You can seek benefits for mileage, gas, and additional costs you endure traveling to and from your doctor appointments.

Lost Income

Unfortunately, when you suffer a workplace injury that prevents you from doing your job, you cannot earn the wage to which you became accustomed. Your expenses can start to add up quickly, and without pay each week or every other week, it can put you in a challenging situation. You need to be able to earn an income from somewhere.

Workers’ compensation benefits can cover a portion of your income for the duration of time you are out of work. While it may not be as much as you typically earn, it can help you financially cover many of your out-of-pocket costs.

Death Benefits

If the workplace accident results in your loved one’s death, laws allow workers’ compensation benefits to cover death benefits. These death benefits help cover the costs of funeral and burial expenses, lost guardianship, lost consortium, and more.

Typically, workers’ compensation insurance will pay death benefits to the decedent’s surviving spouse, children, or other dependents. Benefits can also cover two-thirds of the deceased employee’s average weekly wage to the decedent’s family.

Keep in mind, workers’ compensation claims can be complicated. It is not easy to handle workers’ comp claims alone, and it’s helpful to have a skilled and experienced advocate on your side. Choosing the right lawyer to help with every step of the process can give you confidence and peace of mind in pursuing the compensation you rightfully deserve.

At David & Associates, Attorneys at Law, PLLC, we put your rights as a worker first. Our goal is to provide you with the counsel you need to move forward effectively. You can trust our Wilmington workers’ compensation attorneys to help you understand your rights and options. We can help you build a solid case to file your workers’ compensation claim.

We’ll focus on your legal goals so that you can recover from your injuries. Trust that we’ll be your voice during the most challenging times, helping you take the proper steps after a workplace accident to safeguard your rights.

Call our firm today at 910-208-0535. We’re ready to pursue the justice and compensation you rightfully deserve after a workplace accident.