Don’t Let A Mistake Jeopardize Your Claim
Filing an injury claim after a motor vehicle accident is a complex process. There are a number of mistakes and missteps individuals can make that will sabotage their chances of success. These potential mistakes, however, aren’t obvious. Rather, they are the result of an unfair system, one where insurance companies get to make the rules and injury victims must comply with them — even if they don’t know what those rules are in the first place.
With more than 100 years of combined legal experience, the lawyers at David & Associates have seen many individuals falter in their efforts to obtain compensation after a serious injury. This is unfair — it is, simply put, not right — and we have dedicated our practice to helping injury victims receive the funds, and the justice, that they are owed.
What Are The Most Common Mistakes?
Among the many missteps petitioners can make, the following are a few of the most common:
- Admitting fault — As a matter of politeness or neighborliness, many individuals feel compelled to take on partial blame for a car wreck. Yet there is no faster way to undermine your injury claim. North Carolina is one of a few states with laws regarding contributory negligence, which dictate that drivers who are even 1 percent at-fault are prohibited from receiving compensation.
- Failing to involve the police or other authorities — After an accident, it is common for the parties involved to attempt to solve matters on their own. Involving the police will, it’s assumed, only make matters more complicated. Yet for injured individuals, obtaining a police report is crucial. A police report will serve as objective evidence concerning the causes of the accident and the extent of any damage suffered on the scene.
- Failing to see a doctor and continue receive treatment — Just like a police report, a physician’s opinion is central to any successful personal injury claim. Likewise, it is important to follow all of a doctor’s directives during your recovery. If you neglect any aspect of a prescribed regimen — if you, in short, try to ‘walk off’ your injury — insurers can point to this as evidence that the injuries you sustained are not serious.
- Settling early — Especially in cases where a serious injury has occurred, insurers are quick to offer a settlement. Do not accept it until you have consulted with an attorney. Initial offers are, as a rule, insufficient — insurers have a stake in paying as little as possible. It is essential to speak with someone familiar with the industry, to ensure you receive compensation to cover your medical bills and related expenses both in the present and the future.
Helping You Assemble The Strongest Possible Claim
Our firm also recommends keeping a diary, to document your progress and doctor’s visits and any other events that may be pertinent to your case.
If you would like to learn more about how to file the strongest possible claim, reach out to David & Associates. We’re based in Wilmington, and have offices throughout southeastern North Carolina. You can call us at 910-338-9490 or reach us online.
Initial consultations are always free.