Only compensable injuries can lead to workers' compensation

When you are injured on the job, you should be able to count on workers' compensation benefits to helps you deal with the aftermath. One thing that surprises workers is that they need to ensure that their injury is compensable. There are a few things that might render a claim ineligible because the injury wasn't actually compensable.

To be compensable, the injury has to occur during the course of your job. You can't get hurt when you fall off a ladder while cleaning your gutters at home and then claim workers' compensation should cover the expenses.

There are some instances in which you might be eligible for workers' compensation for something that happens away from the workplace. For example, if you take clients to lunch and fall on the curb on the way into the restaurant, you can receive workers' compensation if you break your ankle in the fall. This is because you were still doing work-related duties even though you weren't at the business.

Company events, even when they aren't on company property, can also lead to workers' compensation claims if you are injured. Conversely, you wouldn't be able to receive workers' compensation if you and a coworker or supervisor grabbed drinks after work and you fell and suffered an injury unless going out for drinks was a work-related duty and not a social event.

It is imperative that you find out if the circumstances surrounding your injury mean that it is compensable or not. If it is in the eyes of the law and your workers' compensation is denied, you can (and should) file an appeal.

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